$13 an Hour Is How Much a Year?
Every pay period at $13 an hour
| Pay period | Gross pay |
|---|---|
| Hourly | $13.00 |
| Daily (8 hours) | $104.00 |
| Weekly | $520.00 |
| Every two weeks (26 paychecks) | $1,040 |
| Twice a month (24 paychecks) | $1,127 |
| Monthly | $2,253 |
| Yearly | $27,040 |
Change the hours or the pay
Use 50 if you take two weeks off without pay.
How $13 an hour compares
It is 1.8 times the federal minimum wage of $7.25, and 47% below the U.S. median hourly wage of $24.51. The figures come from the Bureau of Labor Statistics May 2025 wage survey; the U.S. average (mean) hourly wage was $33.54, pulled up by high earners.
A full-time year at $13 brings in $27,040 before taxes. That is below what the typical U.S. worker earns, so a budget at this level usually leaves little room for surprises. The budget split further down shows what the money looks like month by month.
Part-time at $13 an hour
| Schedule | Gross pay |
|---|---|
| 20 hours a week | $260.00 / week · $1,127 / month · $13,520 / year |
| 25 hours a week | $325.00 / week · $1,408 / month · $16,900 / year |
| 30 hours a week | $390.00 / week · $1,690 / month · $20,280 / year |
| 32 hours a week | $416.00 / week · $1,803 / month · $21,632 / year |
| 35 hours a week | $455.00 / week · $1,972 / month · $23,660 / year |
If you take unpaid time off
The 2,080-hour year assumes you are paid for all 52 weeks. Without paid vacation, each week off costs $520.00.
| Weeks paid at 40 h | Yearly gross |
|---|---|
| 52 weeks (paid vacation or no time off) | $27,040 |
| 50 weeks (2 weeks unpaid) | $26,000 |
| 48 weeks (4 weeks unpaid) | $24,960 |
A monthly budget on $13 an hour
Gross monthly pay is $2,253. Social Security and Medicare alone take 7.65% of an employee's wages, so even before income tax the monthly figure drops to about $2,081. The 50/30/20 rule is a starting point: half for needs, 30% for wants, 20% for savings and debt. Applied to gross pay:
| 50/30/20 split of gross monthly pay | Amount |
|---|---|
| Needs: rent, food, utilities, transport (50%) | $1,127 |
| Wants: eating out, hobbies, travel (30%) | $676 |
| Savings and extra debt payments (20%) | $451 |
A common rent guideline is 30% of gross monthly income, which here is about $676 a month.
Overtime at $13 an hour
Time and a half is $19.50 an hour. A 45-hour week pays $617.50; a 50-hour week pays $715.00. See the overtime calculator for other schedules.
How long to earn $1,000
About 76.9 hours of work before taxes, or 9.6 eight-hour days.
Questions people ask
- How much is $13 an hour per year?
- $27,040 a year at 40 hours a week for 52 weeks (2,080 hours), before taxes.
- How much is $13 an hour per month?
- $2,253 a month on average. The yearly total divided by 12.
- How much is $13 an hour every two weeks?
- $1,040 per paycheck if you are paid every two weeks at 40 hours a week.
- What is time and a half on $13 an hour?
- $19.50 an hour. Under the federal Fair Labor Standards Act, most hourly employees earn at least 1.5 times their regular rate for hours over 40 in a workweek.
Nearby hourly rates
Going the other way? See $25,000 a year in hourly pay, or read how the hourly-to-salary math works.
Last reviewed October 2, 2026. Gross pay before taxes and deductions. How we calculate.